Virtual Credit Card Terms of Service

Service Usage Conditions

You must be at least 18 years old and have full legal capacity.

You guarantee that all registration and identity information you provide is truthful, accurate, and complete.

You agree to use this service solely for lawful purposes and to avoid engaging in any transactions that violate local or international laws.

User Responsibilities and Obligations

You are responsible for safeguarding your account and card information, preventing unauthorized third-party access.

You are accountable for all transactions conducted using the virtual credit card, including actions authorized by other individuals.

If you notice unauthorized usage or a security breach, contact our support immediately.

Transaction Risk Control Rules

To ensure transaction security and compliance, the following rules apply:

  • Handling Multiple Consecutive Failures - If multiple consecutive transaction failures occur, we reserve the right to temporarily restrict card functions until identity verification or additional information is provided.
  • Unusual Refund Detection - High-frequency or large-scale refunds will trigger additional reviews, and the card may be temporarily frozen to ensure fund security.
  • Merchant and Region Checks - Certain merchants or transactions in specific countries may be flagged as high-risk, potentially requiring further verification.
  • Suspected Fraud Management - If systematic fraud risks are identified (e.g., exploiting platform loopholes), affected accounts will be suspended immediately and subjected to further review.
  • Cumulative Transaction Monitoring - Transactions exceeding normal thresholds within a given period may lead to temporary restrictions pending further investigation.
Fees and Settlements

Service fees such as card issuance fees, recharge fees, and transaction fees may apply. The fee structure will be published on our official website.

You agree to pay any applicable fees based on your usage and ensure sufficient account balance.

Data Protection and Privacy

We respect your privacy and comply with applicable data protection laws.

Your information will only be shared with third parties with your consent or as required by law.

For more details, please refer to our Privacy Policy.

Amendments and Termination

We reserve the right to modify these terms within the bounds of applicable laws. Updated terms will be announced in advance and posted on our website.

You may stop using the service at any time. If you violate these terms or related laws, we reserve the right to terminate your account.

Applicable Laws and Dispute Resolution

These terms are governed by local laws. Disputes arising from these terms should be resolved amicably. If no agreement can be reached, the dispute will be submitted to the relevant judicial authorities.

Contact Information

If you have questions, suggestions, or concerns, please contact us through our official customer service channels.

Version Update Date

09-01-2024